Izindlela zokwenza umnikelo wakho wokukhipha intela:
1. Ngekhadi Lesikweletu
Inketho 1: Isikhwama Sokunikela Nge-PayPal
Lapho unikela nge-PayPal Giving Fund, i-PayPal ikhokha zonke izimali ozenzayo, ngakho I-New Christian Bible Study ithola u-100% walokho okunikezayo. (i-akhawunti ye-PayPal iyadingeka).
Inketho 2: Umnikelo Ojwayelekile nge-PayPal
Iminikelo yesikhathi esisodwa noma ephindelelayo ingenziwa ngekhadi lesikweletu ngokuchofoza inkinobho ethi "Nikela" ngezansi (i-akhawunti ye-PayPal uyazikhethela).
2. Thumela isheke
Kungenjalo, iminikelo ingenziwa ngokuthumela isheke ku:
New Christian Bible Study Corporation
c/o: Pittsburgh Society of the New Church
299 Le Roi Road
Pittsburgh, PA 15208 USA
3. Amasu Okunikeza Okuhleliwe
Iminikelo yemali akuyona ukuphela kwendlela yokusekela ngokwezimali Isifundo SeBhayibheli Esisha SamaKristu. Kukhona ezinye izindlela ezingakhokhi intela (kubanikeli baseMelika) okulula ukuzisebenzisa. Sichaza eziningana zalezi, ngezansi. (Isixwayiso: amanothi alandelayo ahlobene nemibandela yentela yaseMelika, kodwa amanye amazwe anikeza isikhuthazo esifanayo kubantu abafuna ukuxhasa izinhlangano ezisiza umphakathi. Siyajabula ukukusiza ukuthola izindlela ezinhle zokukusiza ukuthi uqhubekisele phambili lo msebenzi sonke esiwukhathalelayo!)
Nikela Ngesitoko Esinenani Elibolekayo
Ukunikeza isitoko esaziswayo noma izimali ezihlanganyelwe osuzibambe isikhathi esingaphezu konyaka kungenye yezindlela ezingakhokhi intela kakhulu zokusekela Isifundo SeBhayibheli SamaKristu Esisha. Uma unikela ngesibambiso esiziswa ngokuqondile kithi, ungafuna inani eliphelele lemakethe elifanelekile njengomnikelo wesihle odonswa intela, ngaphandle kokukhokha izintela zenzuzo enkulu enanini elibongwayo.
Izinzuzo zentela zomnikelo wesitoko zingabalulekile. Isibonelo, uma uthenge isitoko eminyakeni edlule ngo-$2,000 futhi manje sesizobiza u-$10,000, kuzodingeka ukhokhe intela yenzuzo yemali engaba ngu-15-20% uma uthengisa isitoko. Kodwa-ke, ngokunikela ngesitoko esifanayo ngqo ku-NCBS, ungafuna ukudonswa kwemali engu-$10,000 futhi ungakhokhi intela enzuzweni engu-$8,000.
Inqubo ilula kakhulu: uyala umdayisi wakho ukuthi adlulisele amasheya ku-akhawunti yombolekisi ye-New Christian Bible Study. Sizokunikeza ukuvuma okubhaliwe komnikelo wesitoko kanye nenani laso elifanelekile lemakethe ngosuku lokudluliswa kwamarekhodi akho entela.
Nikela kusukela ku-IRA yakho Edingekayo Ubuncane Bokusabalalisa
Uma uneminyaka engu-70½ noma ngaphezulu, ungenza umnikelo wesihle ongakhokhi intela ngokuqondile usuka ku-Akhawunti yakho Yomhlalaphansi yomuntu ngamunye (i-IRA) uye ku-NCBS usebenzisa i-qualified charity distribution (QCD). Lokhu kukuvumela ukuthi unikeze izimali ezibalelwa ekusabalaliseni kwakho okuncane okudingekile (RMD) konyaka, ngaphandle kwalezo zimali ezibalwa njengemali engenayo ekhokhiswa intela.
Izinzuzo zokwenza i-QCD zifaka:
- Wenelisa konke noma ingxenye yemfuneko yakho yonyaka ye-RMD.
- Ngeke ufake intela enanini elinikelwe.
- Uyakwazi ukunikeza okuningi ku-IRA yakho kunalokho ovunyelwe ukukudonsa njengomnikelo wokupha.
Ukuze wenze ukusatshalaliswa kosizo olufanelekayo, ungayalela umnakekeli wakho we-IRA ukuthi adlulisele inani (elifika ku-$100,000 ngonyaka) lisuka ku-IRA yakho liye ku-New Christian Bible Study. Inani elinikelwe libalwa ku-RMD yakho kodwa alifakwa emalini yakho engenayo ekhokhiswa intela yonyaka.
Nakuba ungeke ukwazi ukucela ukudonswa kweminikelo ye-QCD ngokwayo, umnikelo ukuvumela ukuthi uhlangabezane nesibopho sakho se-RMD kuyilapho ungawufaki emalini yakho yonke engenayo elungisiwe. Lokhu kungaba yinzuzo ikakhulukazi uma ungazibambisi izinto ezibanjwayo noma ungaphansi kwemithetho ekhawulela ukudonswa kwemali ngokusekelwe ezingeni lemali engenayo.
Nikela Ngenqubomgomo Yomshwalense Wempilo
Enye indlela engajwayelekile kodwa esebenza kahle kakhulu yokusekela i-NCBS ukunikela ngomshwalense wempilo ongasayidingi. Lokhu kungakuvumela ukuthi usebenzise inzuzo yokufa yenqubomgomo ibe yisipho esibalulekile sesikhathi esizayo kuyilapho futhi ikunikeza izinzuzo zentela namuhla.
Kunezindlela ezimbalwa onganikela ngazo ngomshwalense wempilo:
1. Dlulisela Ubunikazi - Uma ipholisi yakhele inani lemali, ungadlulisela ubunikazi obuphelele bepholisi eSifundweni SeBhayibheli Esisha SamaKristu. Uzofaneleka ukuthi udonswe ngokushesha intela yemali engenayo elingana nevelu yokukhokha imali ngosuku lokudlulisa. Ukuqhubekela phambili, uma uqhubeka nokukhokha amaphrimiyamu kumshwayilense, lezo zinkokhelo zizodonswa intela njengomnikelo wesihle.
2. Enza I-New Christian Bible Ifunde Umhlomuli - Ngenqubomgomo engazange ikhulise inani lemali, ungavele ukhethe i-NCBS njengomzuzi oyinhloko ukuze uthole inzuzo yokufa lapho udlula emhlabeni. Yize lokhu kunikeza inzuzo yentela esheshayo kuwe, kukuvumela ukuthi wenze isipho esibalulekile sesikhathi esizayo ku-NCBS.
Shiya Isipho Sefa
Enye yezindlela ezivame kakhulu zokushiya imali kwabangenzi inzuzo ukwenza ifa encwadini yakho yefa. Ungacacisa inani ledola, iphesenti lefa lakho, noma izimpahla ezithile ofisa ukunikela ku-New Christian Bible Study. Umabi wefa lakho uzoqinisekisa ukuthi izimali zidluliswa ngokuvumelana nezifiso zakho.
Ungase futhi ucabange ukusetha i-trust esele yenhlangano esiza abampofu. Lokhu kuthembana okungenakuhlehliswa kukuhlinzeka ngemali engenayo ngesikhathi sokuphila kwakho, kanti uthishanhloko osele uya ku-NCBS ngemva kokushona kwakho. Ingakunikeza izinzuzo zentela futhi ikuvumele ukuthi usekele inhlangano kuyilapho usathola imali engenayo.
I-New Christian Bible Study iwuhlelo lwenhlangano engenzi nzuzo i-New Christian Bible Study Corporation, inhlangano egunyaziwe ye-501c3. Le phrojekthi yaqala ngo-2011, futhi ixhaswe yizisekelo kanye neminikelo yangasese, futhi iqhutshekiselwa phambili yinhlanganisela yemizamo yokuvolontiya kanye nezinsizakalo zenkontileka zokuthuthukiswa kwesofthiwe nokuqukethwe.
I-NCBS ibamba iqhaza kusevisi ye-Candid's Guidestar, esiza abazoba ngabanikeli ukuthi bahlole izinjongo nezimali zezinhlangano ezisiza abampofu ezingu-501c3, njengengxenye yokuzibophezela kwethu ekwenzeni izinto obala. Amakhophi okufakwa kwethu kwezimali kwakamuva ayatholakala ku-guidestar.org. Izimali zethu zibuyekezwa minyaka yonke ngabakwa Beerman Piper & Associates. Futhi siyajabula ukukhuluma ngesimo sethu sezezimali, futhi, kanye namaphrojekthi athile ongase uthande ukuwasekela.
Sijabule kakhulu ngesikufezile kuze kube manje, futhi sinohlu olude lwezinto okusamele sizenze. Ukuze uthole imininingwane eyengeziwe yokuthi besikuphi nokuthi siyaphi, bheka ikhasi lethu lohlelo lwephrojekthi.
Ukuze ufunde kabanzi mayelana nanoma yiziphi izinketho ezishiwo ngenhla, noma ukuxoxa ngelinye isu elingafanela kangcono isimo sakho esithile, sicela uthinte umgcinimafa wethu:
Siyabonga ngokwesekwa nguwe!
